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	<title>The FrugalPod &#187; Podcast Show Notes</title>
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	<description>Looking at the Way We Spend Money</description>
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		<title>FrugalPod Episode #11 &#8211; Economic Suvivor&#8217;s Guilt</title>
		<link>http://www.frugalpod.com/2009/04/09/frugalpod-episode-11-economic-suvivors-guilt/</link>
		<comments>http://www.frugalpod.com/2009/04/09/frugalpod-episode-11-economic-suvivors-guilt/#comments</comments>
		<pubDate>Thu, 09 Apr 2009 17:37:33 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[David Podley]]></category>
		<category><![CDATA[Dr. Joe Dilley]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Frugal Pod]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[relationships and finance]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=225</guid>
		<description><![CDATA[David Podley and clinical psychologist Dr. Joe Dilley discuss economic survivor&#8217;s guilt.
Survivor&#8217;s guilt is a natural response for people who see others struggling and realize that &#8220;it could have been me.&#8221;
As we see those around us struggling, try to make yourself available to the people who may be struggling, but don&#8217;t try to make sense [...]]]></description>
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		<title>FrugalPod Episode #9 &#8211; Why This Recession Feels So Much Different</title>
		<link>http://www.frugalpod.com/2009/04/01/frugalpod-episode-9-why-this-recession-feels-so-much-different/</link>
		<comments>http://www.frugalpod.com/2009/04/01/frugalpod-episode-9-why-this-recession-feels-so-much-different/#comments</comments>
		<pubDate>Wed, 01 Apr 2009 22:27:23 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[spending]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[recession]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=217</guid>
		<description><![CDATA[David Podley and Noble Acuff talk about why this recession feels different than other recessions of the past.
First, this recession may be the first many people have been through. People who graduated after the tech bust of 2001 may not have seen a real
People tend to have a short-term memory about other recessions. First, when [...]]]></description>
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		<title>FrugalPod Episode #10 &#8211; Interview with Author Ramit Sethi</title>
		<link>http://www.frugalpod.com/2009/03/25/frugalpod-episode-10-interview-with-author-ramit-sethi/</link>
		<comments>http://www.frugalpod.com/2009/03/25/frugalpod-episode-10-interview-with-author-ramit-sethi/#comments</comments>
		<pubDate>Wed, 25 Mar 2009 21:45:20 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[author interview]]></category>
		<category><![CDATA[I Will Teach You To Be Rich]]></category>
		<category><![CDATA[interview]]></category>
		<category><![CDATA[iwillteachyoutoberich]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Ramit Sethi]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=207</guid>
		<description><![CDATA[David interviews Ramit Sethi, author of the newly released personal finance book I Will Teach You To Be Rich and blogger at the website that shares the same name (IWillTeachYouToBeRich.com).
Although the title Ramit chose for his website and book sounds like a scam, his book is full of practical advice on getting ahead and living [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FrugalPod Special Episode with Dr. Joe Dilley on Emotions and Money</title>
		<link>http://www.frugalpod.com/2009/03/17/frugalpod-special-episode-with-dr-joe-dilley-on-emotions-and-money/</link>
		<comments>http://www.frugalpod.com/2009/03/17/frugalpod-special-episode-with-dr-joe-dilley-on-emotions-and-money/#comments</comments>
		<pubDate>Tue, 17 Mar 2009 21:10:41 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[Dr. Joe Dilley]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[psychology of money]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=204</guid>
		<description><![CDATA[David Podley interviews Dr. Joe Dilley about emotions that come up when dealing with tough financial times. Dr. Dilley is a clinical psychologist based in South Pasadena, California.
It&#8217;s dangerous to invest ourselves too much into straightening out our finances because we can end up dwelling on either our personal finances or the finances of our [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>FrugalPod Episode #8 &#8211; What is a Financial Plan and Why Do You Need One?</title>
		<link>http://www.frugalpod.com/2009/03/11/frugalpod-episode-8-what-is-a-financial-plan-and-why-do-you-need-one/</link>
		<comments>http://www.frugalpod.com/2009/03/11/frugalpod-episode-8-what-is-a-financial-plan-and-why-do-you-need-one/#comments</comments>
		<pubDate>Thu, 12 Mar 2009 01:38:14 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Financial Plans]]></category>
		<category><![CDATA[PennyPuddle]]></category>
		<category><![CDATA[Podcast]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=188</guid>
		<description><![CDATA[A standard financial plan will help you know where your finances are now, where you want (0r need) to be in the future, and how to get there.
Financial plans come in a few varieties.
First, there is the traditional financial planning model where you go in and visit with a financial planner who will work to [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/03/11/frugalpod-episode-8-what-is-a-financial-plan-and-why-do-you-need-one/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>FrugalPod Episode #7 &#8211; What to Do When You Might Be Laid Of</title>
		<link>http://www.frugalpod.com/2009/03/05/frugalpod-episode-7-what-to-do-when-you-might-be-laid-off/</link>
		<comments>http://www.frugalpod.com/2009/03/05/frugalpod-episode-7-what-to-do-when-you-might-be-laid-off/#comments</comments>
		<pubDate>Thu, 05 Mar 2009 19:16:59 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[Being Laid Off]]></category>
		<category><![CDATA[Frugal Pod]]></category>
		<category><![CDATA[frugalpod]]></category>
		<category><![CDATA[Layoffs]]></category>
		<category><![CDATA[Podcast]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=184</guid>
		<description><![CDATA[If you are facing a layoff, you need to go through your budget with a fine-tooth comb. Know where your money is going and think about whether you really need something.
Focus your efforts on things that can both cut expenses as well as bring in more money. Sometimes you aren&#8217;t going to save a whole [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/03/05/frugalpod-episode-7-what-to-do-when-you-might-be-laid-off/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>FrugalPod Episode #6: Retirement Planning</title>
		<link>http://www.frugalpod.com/2009/02/26/frugalpod-episode-6-retirement-planning/</link>
		<comments>http://www.frugalpod.com/2009/02/26/frugalpod-episode-6-retirement-planning/#comments</comments>
		<pubDate>Thu, 26 Feb 2009 23:13:08 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[403(b)]]></category>
		<category><![CDATA[Individual Retirement Account]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=178</guid>
		<description><![CDATA[It is easy to get confused about retirement planning, but it&#8217;s important to get started, especially if your company offers a 401(k) matching program.
The differences between retirement plans:
401(k) and 403(b) are both employer-sponsored retirement accounts. The 401(k) is offered by companies that are for-profit and the 403(b) is offered by educational institutions and some non-profits. [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/02/26/frugalpod-episode-6-retirement-planning/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>FrugalPod Podcast &#8211; Episode #5 &#8211; Intro to Investing</title>
		<link>http://www.frugalpod.com/2009/02/18/frugalpod-podcast-episode-5-intro-to-investing/</link>
		<comments>http://www.frugalpod.com/2009/02/18/frugalpod-podcast-episode-5-intro-to-investing/#comments</comments>
		<pubDate>Wed, 18 Feb 2009 17:00:58 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[frugalpod]]></category>
		<category><![CDATA[index funds]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Show Notes]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=157</guid>
		<description><![CDATA[Episode 5 of the FrugalPod podcast is online and ready for download. You can also subscribe to the podcast via its RSS feed or through iTunes. As always, we encourage you to post your comments, questions, and suggestions for future episodes in the comments section on the blog. Thanks for listening and we hope you [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/02/18/frugalpod-podcast-episode-5-intro-to-investing/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>Frugal Pod Podcast Show Notes &#8211;  Episode #4 &#8211; Paying Off Debt</title>
		<link>http://www.frugalpod.com/2009/02/11/frugal-pod-podcast-show-notes-episode-4-paying-off-debt/</link>
		<comments>http://www.frugalpod.com/2009/02/11/frugal-pod-podcast-show-notes-episode-4-paying-off-debt/#comments</comments>
		<pubDate>Thu, 12 Feb 2009 02:00:08 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[Frugal Pod]]></category>
		<category><![CDATA[FrugalPod Podcast]]></category>
		<category><![CDATA[paying off debt]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=57</guid>
		<description><![CDATA[Episode 4 of the FrugalPod podcast is online and ready for download. You can also subscribe to the podcast via its RSS feed or through iTunes. As always, we encourage you to post your comments, questions, and suggestions for future episodes in the comments section on the blog. Thanks for listening and we hope you [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/02/11/frugal-pod-podcast-show-notes-episode-4-paying-off-debt/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>FrugalPod Podcast Show Notes- Episode #3 &#8211; Budgeting</title>
		<link>http://www.frugalpod.com/2009/02/05/frugalpod-podcast-episode3/</link>
		<comments>http://www.frugalpod.com/2009/02/05/frugalpod-podcast-episode3/#comments</comments>
		<pubDate>Thu, 05 Feb 2009 22:27:36 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[David Podley]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Frugal Pod]]></category>
		<category><![CDATA[Noble Acuff]]></category>
		<category><![CDATA[Online Financial Tools]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Show Notes]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=51</guid>
		<description><![CDATA[Episode 3 of the FrugalPod podcast is online and ready for download. You can also subscribe to the podcast via its RSS feed or through iTunes. As always, we encourage you to post your comments, questions, and suggestions for future episodes in the comments section on the blog. Thanks for listening and we hope you [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/02/05/frugalpod-podcast-episode3/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.frugalpod.com/podcasts/1-03-FrugalPod-Episode-3-Budgeting.mp3" length="12660994" type="audio/mpeg" />
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		<title>FrugalPod Podcast Show Notes &#8211; Episode #2 &#8211; Goal Setting</title>
		<link>http://www.frugalpod.com/2009/02/05/frugalpod-podcast-episode2/</link>
		<comments>http://www.frugalpod.com/2009/02/05/frugalpod-podcast-episode2/#comments</comments>
		<pubDate>Thu, 05 Feb 2009 22:27:17 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[David Podley]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[Frugal Pod]]></category>
		<category><![CDATA[Noble Acuff]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Show Notes]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=49</guid>
		<description><![CDATA[Episode 2 of the FrugalPod Podcast is available for download. You can also subscribe to the show via it&#8217;s RSS feed, or through iTunes. We encourage you to leave comments, questions, suggestions for future episodes, etc. in the comments. Thanks for listening and we hope you enjoy the show.
Episode 2 Show Notes
David and Noble discuss [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/02/05/frugalpod-podcast-episode2/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>FrugalPod Podcast Show Notes &#8211; Episode #1 &#8211; Introductions</title>
		<link>http://www.frugalpod.com/2009/02/05/frugalpod-podcast-episode1/</link>
		<comments>http://www.frugalpod.com/2009/02/05/frugalpod-podcast-episode1/#comments</comments>
		<pubDate>Thu, 05 Feb 2009 22:26:40 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[David Podley]]></category>
		<category><![CDATA[Frugal Pod]]></category>
		<category><![CDATA[Noble Acuff]]></category>
		<category><![CDATA[Podcast]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=47</guid>
		<description><![CDATA[Show notes for The Frugal Pod Podcast - Episode #1]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/02/05/frugalpod-podcast-episode1/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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