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	<title>The FrugalPod &#187; Investing</title>
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	<link>http://www.frugalpod.com</link>
	<description>Looking at the Way We Spend Money</description>
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		<title>FrugalPod Episode #6: Retirement Planning</title>
		<link>http://www.frugalpod.com/2009/02/26/frugalpod-episode-6-retirement-planning/</link>
		<comments>http://www.frugalpod.com/2009/02/26/frugalpod-episode-6-retirement-planning/#comments</comments>
		<pubDate>Thu, 26 Feb 2009 23:13:08 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[403(b)]]></category>
		<category><![CDATA[Individual Retirement Account]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[retirement planning]]></category>
		<category><![CDATA[Roth IRA]]></category>
		<category><![CDATA[Saving]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=178</guid>
		<description><![CDATA[It is easy to get confused about retirement planning, but it&#8217;s important to get started, especially if your company offers a 401(k) matching program.
The differences between retirement plans:
401(k) and 403(b) are both employer-sponsored retirement accounts. The 401(k) is offered by companies that are for-profit and the 403(b) is offered by educational institutions and some non-profits. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FrugalPod Podcast &#8211; Episode #5 &#8211; Intro to Investing</title>
		<link>http://www.frugalpod.com/2009/02/18/frugalpod-podcast-episode-5-intro-to-investing/</link>
		<comments>http://www.frugalpod.com/2009/02/18/frugalpod-podcast-episode-5-intro-to-investing/#comments</comments>
		<pubDate>Wed, 18 Feb 2009 17:00:58 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[frugalpod]]></category>
		<category><![CDATA[index funds]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Show Notes]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=157</guid>
		<description><![CDATA[Episode 5 of the FrugalPod podcast is online and ready for download. You can also subscribe to the podcast via its RSS feed or through iTunes. As always, we encourage you to post your comments, questions, and suggestions for future episodes in the comments section on the blog. Thanks for listening and we hope you [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>A Brief History of Financial Bubbles (Part Two &#8211; Railroads)</title>
		<link>http://www.frugalpod.com/2009/02/12/a-brief-history-of-financial-bubbles-part-two-railroads/</link>
		<comments>http://www.frugalpod.com/2009/02/12/a-brief-history-of-financial-bubbles-part-two-railroads/#comments</comments>
		<pubDate>Thu, 12 Feb 2009 16:45:18 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[bubbles]]></category>
		<category><![CDATA[Financial Bubbles]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=131</guid>
		<description><![CDATA[Yesterday, I talked about the Dutch Tulip Bubble, where tulip bulb prices reached outrageous heights. Today we&#8217;re heading west toward England to talk about the Railroad Bubble of the 1830s.
As the steam-powered locomotive emerged in the first decades of the 19th century, it was seen as the answer to drive commercial trade between large cities, [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>A Brief History of Financial Bubbles (Part One &#8211; Tulips)</title>
		<link>http://www.frugalpod.com/2009/02/11/a-brief-history-of-financial-bubbles-part-one-tulips/</link>
		<comments>http://www.frugalpod.com/2009/02/11/a-brief-history-of-financial-bubbles-part-one-tulips/#comments</comments>
		<pubDate>Wed, 11 Feb 2009 16:45:28 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[bubbles]]></category>
		<category><![CDATA[panics]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=119</guid>
		<description><![CDATA[Speculation in financial markets didn&#8217;t start during the dot com boom (and bust) in the late 1990s. In this three-part series, we&#8217;re going to take a look at bubbles of the distant (and sometimes not-so-distant) past.
The Dutch Tulip Bubble
In the 1600s, the Dutch went crazy for tulips. So crazy, that the prices for tulip bulbs [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Does Re-Financing and Paying Off a Mortgage Quicker Really Benefit You?</title>
		<link>http://www.frugalpod.com/2009/02/10/does-re-financing-and-paying-off-a-mortgage-quicker-really-benefit-you/</link>
		<comments>http://www.frugalpod.com/2009/02/10/does-re-financing-and-paying-off-a-mortgage-quicker-really-benefit-you/#comments</comments>
		<pubDate>Tue, 10 Feb 2009 19:12:33 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[investments]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=114</guid>
		<description><![CDATA[As interest rates have dropped, many people are looking at re-financing their home mortgages. When you look at what the effect of a one or even two percentage point difference can make in monthly payments, it&#8217;s no wonder.
There are basically three methods to re-finance a mortgage with a lower interest rate.

You can re-finance and have [...]]]></description>
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		<title>Why the Current Financial Mess Feels So Bad</title>
		<link>http://www.frugalpod.com/2009/02/10/why-the-current-financial-mess-feels-so-bad/</link>
		<comments>http://www.frugalpod.com/2009/02/10/why-the-current-financial-mess-feels-so-bad/#comments</comments>
		<pubDate>Tue, 10 Feb 2009 17:30:31 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Investing]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Congress]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[investments]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=108</guid>
		<description><![CDATA[When most peoples&#8217; retirement accounts increase at a good pace, few people care that huge profits are being made by a few investment wizards. (Note that in the five years from January 2003 to December 2007 the S&#38;P 500 returned an average of over 12.8%.)
When you can turn $1,000 into $1,826 in five years, you [...]]]></description>
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		<slash:comments>1</slash:comments>
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