<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>The FrugalPod &#187; Frugality</title>
	<atom:link href="http://www.frugalpod.com/category/frugality/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.frugalpod.com</link>
	<description>Looking at the Way We Spend Money</description>
	<lastBuildDate>Thu, 21 May 2009 18:29:44 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.5</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>FrugalPod Episode #10 &#8211; Interview with Author Ramit Sethi</title>
		<link>http://www.frugalpod.com/2009/03/25/frugalpod-episode-10-interview-with-author-ramit-sethi/</link>
		<comments>http://www.frugalpod.com/2009/03/25/frugalpod-episode-10-interview-with-author-ramit-sethi/#comments</comments>
		<pubDate>Wed, 25 Mar 2009 21:45:20 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Podcast Show Notes]]></category>
		<category><![CDATA[author interview]]></category>
		<category><![CDATA[I Will Teach You To Be Rich]]></category>
		<category><![CDATA[interview]]></category>
		<category><![CDATA[iwillteachyoutoberich]]></category>
		<category><![CDATA[Podcast]]></category>
		<category><![CDATA[Ramit Sethi]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=207</guid>
		<description><![CDATA[David interviews Ramit Sethi, author of the newly released personal finance book I Will Teach You To Be Rich and blogger at the website that shares the same name (IWillTeachYouToBeRich.com).
Although the title Ramit chose for his website and book sounds like a scam, his book is full of practical advice on getting ahead and living [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/03/25/frugalpod-episode-10-interview-with-author-ramit-sethi/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://www.podtrac.com/pts/redirect.mp3/frugalpod.com/podcasts/1-10-FrugalPod-Episode10-Ramit-Sethi.mp3" length="13833739" type="audio/mpeg" />
		</item>
		<item>
		<title>Watching People Pay Off Debt</title>
		<link>http://www.frugalpod.com/2009/03/10/watching-people-pay-off-debt/</link>
		<comments>http://www.frugalpod.com/2009/03/10/watching-people-pay-off-debt/#comments</comments>
		<pubDate>Tue, 10 Mar 2009 23:25:40 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[Frugality]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=154</guid>
		<description><![CDATA[More and more people are paying off debt (and talking about it).]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/03/10/watching-people-pay-off-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FeedFlix Tells You How Much Your Movies REALLY Cost You on Netflix</title>
		<link>http://www.frugalpod.com/2009/02/13/feedflix-tells-you-how-much-your-movies-really-cost-you-on-netflix/</link>
		<comments>http://www.frugalpod.com/2009/02/13/feedflix-tells-you-how-much-your-movies-really-cost-you-on-netflix/#comments</comments>
		<pubDate>Fri, 13 Feb 2009 19:34:11 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[FeedFlix]]></category>
		<category><![CDATA[Netflix]]></category>
		<category><![CDATA[Renting Movies]]></category>
		<category><![CDATA[Saving Money]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=149</guid>
		<description><![CDATA[If I had a Netflix account, I would definitely use FeedFlix (found at feedflix.com). I just read something Leo Laporte posted on Twitter. He is spending an average of $92.97 per movie. On the $20 plan, that&#8217;s about one movie rented every 3.5 months or so.
FeedFlix is free and provides some great stats (see image [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/02/13/feedflix-tells-you-how-much-your-movies-really-cost-you-on-netflix/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Book Giveaway</title>
		<link>http://www.frugalpod.com/2009/02/13/book-giveaway/</link>
		<comments>http://www.frugalpod.com/2009/02/13/book-giveaway/#comments</comments>
		<pubDate>Fri, 13 Feb 2009 18:26:16 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[book giveaway]]></category>
		<category><![CDATA[newsletter]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=147</guid>
		<description><![CDATA[We&#8217;re giving away four copies of Money: A Memoir to new registrants to the newsletter today.
Sign up in the sidebar and we&#8217;ll randomly select people at the end of the weekend.
]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/02/13/book-giveaway/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Does Re-Financing and Paying Off a Mortgage Quicker Really Benefit You?</title>
		<link>http://www.frugalpod.com/2009/02/10/does-re-financing-and-paying-off-a-mortgage-quicker-really-benefit-you/</link>
		<comments>http://www.frugalpod.com/2009/02/10/does-re-financing-and-paying-off-a-mortgage-quicker-really-benefit-you/#comments</comments>
		<pubDate>Tue, 10 Feb 2009 19:12:33 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Saving]]></category>
		<category><![CDATA[Frugal]]></category>
		<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[investments]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=114</guid>
		<description><![CDATA[As interest rates have dropped, many people are looking at re-financing their home mortgages. When you look at what the effect of a one or even two percentage point difference can make in monthly payments, it&#8217;s no wonder.
There are basically three methods to re-finance a mortgage with a lower interest rate.

You can re-finance and have [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/02/10/does-re-financing-and-paying-off-a-mortgage-quicker-really-benefit-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why We&#8217;re Happy</title>
		<link>http://www.frugalpod.com/2009/01/28/why-were-happy/</link>
		<comments>http://www.frugalpod.com/2009/01/28/why-were-happy/#comments</comments>
		<pubDate>Wed, 28 Jan 2009 21:10:17 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[choice]]></category>
		<category><![CDATA[happiness]]></category>
		<category><![CDATA[Starbucks]]></category>
		<category><![CDATA[TED Lectures]]></category>
		<category><![CDATA[unhappiness]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=44</guid>
		<description><![CDATA[Do too many options lead us to be happy or unhappy? According to a few lectures at the TED conference, options may make us less happy. Have we lost our understanding that we should accept we have limited resources and can't have everything we want?]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/01/28/why-were-happy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Having the Appropriate Tools for the Job</title>
		<link>http://www.frugalpod.com/2009/01/08/having-the-appropriate-tools-for-the-job/</link>
		<comments>http://www.frugalpod.com/2009/01/08/having-the-appropriate-tools-for-the-job/#comments</comments>
		<pubDate>Thu, 08 Jan 2009 18:52:38 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[building]]></category>
		<category><![CDATA[crafts]]></category>
		<category><![CDATA[hobbies]]></category>
		<category><![CDATA[tools]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=23</guid>
		<description><![CDATA[Working with good tools makes a job more enjoyable (or at least more tolerable). Unfortunately, I often spend too much time thinking about the tools and not enough time thinking about (or doing) the job.
How many times have you thought, &#8220;If only I had Tool/Camera/Computer X, then I would be able to do Y&#8221;? In [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/01/08/having-the-appropriate-tools-for-the-job/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thank You Notes (and how nice should they be)</title>
		<link>http://www.frugalpod.com/2009/01/06/thank-you-notes/</link>
		<comments>http://www.frugalpod.com/2009/01/06/thank-you-notes/#comments</comments>
		<pubDate>Tue, 06 Jan 2009 17:00:45 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Gifts]]></category>
		<category><![CDATA[correspondence]]></category>
		<category><![CDATA[letterpress]]></category>
		<category><![CDATA[stationery]]></category>
		<category><![CDATA[thank you]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=9</guid>
		<description><![CDATA[So Christmas has come and gone. You have shiny new clothes/electronics/stuff and you want to thank the person who gave them to you. You want to thank the person in style. You want to thank them in a way that would make Emily Post proud. The thank you note is key here, but believe it [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/01/06/thank-you-notes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Postal Stamp Inflation</title>
		<link>http://www.frugalpod.com/2009/01/03/postal-stamp-inflation/</link>
		<comments>http://www.frugalpod.com/2009/01/03/postal-stamp-inflation/#comments</comments>
		<pubDate>Sun, 04 Jan 2009 01:36:04 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[postage]]></category>
		<category><![CDATA[postage increase]]></category>
		<category><![CDATA[stamps]]></category>
		<category><![CDATA[USPS]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=11</guid>
		<description><![CDATA[With the introduction of the Liberty Bell Forever stamp a few years ago, the United States Postal Service created a stamp that is worth the cost of sending a one-ounce letter rather than simply a face value. A question rose out of this: Does it make sense to stock up on stamps at a lower [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2009/01/03/postal-stamp-inflation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How we Spend Christmas Money (or Gift Cards)</title>
		<link>http://www.frugalpod.com/2008/12/21/how-we-spend-christmas-money-or-gift-cards/</link>
		<comments>http://www.frugalpod.com/2008/12/21/how-we-spend-christmas-money-or-gift-cards/#comments</comments>
		<pubDate>Sun, 21 Dec 2008 23:42:49 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Frugality]]></category>
		<category><![CDATA[Gifts]]></category>
		<category><![CDATA[gift cards]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://www.frugalpod.com/?p=3</guid>
		<description><![CDATA[I&#8217;m sure I frequent Starbucks far too often to truly call myself frugal. Over the last year, I have significantly cut back my coffee habit, but I&#8217;m still stopping in to my local shop a couple times a day. (To be fair, all but my first trip are free because I registered my Starbucks card [...]]]></description>
		<wfw:commentRss>http://www.frugalpod.com/2008/12/21/how-we-spend-christmas-money-or-gift-cards/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
	</channel>
</rss>
